OMG!!! I left Maui and came back to the midwest where I'm from to try and find a job (been out of work for almost a year on Maui). I decided to open a bank account here so I can have funds close to me rather than waiting for my deposit to hit my Hawaiian bank. Went to Chase Bank, opened the account last night and was told by a sweet, quite pretty young woman that I could have access to my account today. Yeah, so right. Lies, lies and MORE LIES!!! I took off to the bank this morning, went to the teller and was asked #1, did I have my check stub because the manager needed to verify that it was indeed an unemployment check, thus giving me immediate access to my funds. Understand, I gave her my Hawaiian ID, my Soc Sec card, and my check book which I received last night. None of that was apparently good enough.
I had to leave the bank, hitched a ride with someone I didn't even know (yes, stupid I agree) because I needed to be downtown by 1pm for an appointment and it was almost 12:15pm then. I grabbed the check stub, went back to the bank, only to be told that the stub "looked funny". Maybe because it was from the State of Hawaii, however, I was assured last night that I could withdraw at least $100 today with no problem. WRONG, LIES AND INCOMPETENCE--the manager then informed me that because it was a check from Hawaii I would have to wait.
Here's the rub: the bank says you have immediate access to your funds (at least that's what I was told last night). I was told i could have a little today and full access on Monday. Honestly, I should blame myself for not following that little voice in my head that told me to go to Wal-Mart and cash the check first then go and open the account. I'm a bit of a trusting person still, that is slowly changing though.
Maybe I won't move back to Chicago, maybe I should go back to Maui and stay. Maybe I should just hide my money under the mattress and forget the damn banks altogether. Yeah, that's the thing to do.
Let me know if anyone out here in cyberland has had problems like these with a bank.
